LEGAL & DATA PRIVACY
DATA PRIVACY AND DATA SECURITY
At LINK2LENDERS we take your privacy and security VERY, VERY seriously.
We are committed to maintaining your confidence and trust as it relates to the privacy and usage of your information. We aim to be in 100% full compliance with the Jamaica Data Protection Act 2020.
Please read below and learn how we collect, protect, share, and use your information as part of our technology platforms, and all of our products and services. Our platforms include; Real Estate Hub Ja, Gizmo Payments & Auto Solutions.
HOW WE USE YOUR INFORMATION
We may use Information to:
- Negotiate the loan products and services from the various lenders
- Improve our customer service
- To personalize your experience
- Communicate with you about products or services that may be of interest to you.
WHO DO WE SHARE YOUR INFORMATION WITH
- Our Banking and Lending Partners
- Credit Bureaus
- Our Internal Marketing Dept.
We may also disclose your information at our sole discretion:
In response to a subpoena or similar investigative demand, a court order, a request for cooperation from a law enforcement agency, or other governmental agency; to establish or exercise our legal rights; to defend against legal claims; or as we reasonably believe is required by law. In such cases, we may raise or waive any legal objection or right available to us.
HOW WE PROTECT YOUR INFORMATION
Industry standard security measures (including physical, electronic, and procedural measures) to help safeguard your Information from unauthorized access and disclosure. We also require employees to comply with information security safeguards, we use encryption in the transmission of your Information between your system and ours, and we use firewalls and other intrusion detection and prevention controls to help prevent unauthorized persons from gaining access to your Information.
APPLICANT LEGAL CONSENT
DATA PROTECTION ACT 2020 – DATA CONSENT
Personal data shall be:
- Processed lawfully, fairly and in a transparent manner in relation to the data subject (‘lawfulness, fairness and transparency’);
- Collected for specified, explicit and legitimate purposes and not further processed in a manner that is incompatible with those purposes; further processing for archiving purposes in the public interest, scientific or historical research purposes or statistical purposes shall, be in accordance with the Data Protection Act 2020 and not be considered to be incompatible with the initial purposes (‘purpose limitation’);
- Adequate, relevant and limited to what is necessary in relation to the purposes for which they are processed (‘data minimisation’);
- Accurate and, where necessary, kept up to date; every reasonable step must be taken to ensure that personal data that are inaccurate, having regard to the purposes for which they are processed, are erased or rectified without delay (‘accuracy’);
- Kept in a form which permits identification of data subjects for no longer than is necessary for the purposes for which the personal data are processed; personal data may be stored for longer periods insofar as the personal data will be processed solely for archiving purposes in the public interest, scientific or historical research purposes or statistical purposes in accordance with the Data Protection Act 2020, subject to implementation of the appropriate technical and organizational measures required by this Regulation in order to safeguard the rights and freedoms of the data subject (‘storage limitation’);
- Processed in a manner that ensures appropriate security of the personal data, including protection against unauthorised or unlawful processing and against accidental loss, destruction or damage, using appropriate technical or organisational measures (‘integrity and confidentiality’).
- The controller shall be responsible for, and be able to demonstrate compliance with, paragraph 1 (‘accountability’).
Appointment of a Independent DATA PROTECTION OFFICER (DPO)
The duties of our Data Protection Officer include: Working towards the compliance with all relevant data protection laws, monitoring specific processes, such as data protection impact assessments, increasing employee awareness for data protection and training them accordingly, as well as collaborating with the Office of the Information Commission of Jamaica & any other supervisory authority.
OIC Jamaica
